Federal Reserve System
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Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Agency Information Collection Activities: Information Collection Extension; Submission for OMB Review; Regulatory Capital Reporting for Institutions Subject to the Advanced Capital Adequacy Framework (FFIEC 101)
Treasury Department, Comptroller of the Currency, Federal Reserve System, Federal Deposit Insurance Corporation
Official abstract: In accordance with the requirements of the Paperwork Reduction Act of 1995 (PRA), the OCC, the Board, and the FDIC (the agencies) may not conduct or sponsor, and the respondent is not required to respond to, an information collection unless it displays a currently valid Office of Management and Budget (OMB) control number. On June 5, 2026, the Federal Financial Institutions Examination Council (FFIEC), of which the agencies are members, requested public comment for 60 days on a proposal to extend for three years, without revision, the Regulatory Capital Reporting for Institutions Subject to the Advanced Capital Adequacy Framework (FFIEC 101), which is currently an approved collection of information for each agency. The comment period for the June notice expired on August 4, 2026. No comments were received, and as described in the SUPPLEMENATRY INFORMATION section of this document, the agencies will proceed with the extension without revision of the FFIEC 101. In addition, the agencies are giving notice that they are sending the collections to OMB for review.
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks: Bank Holding Companies
Official abstract: On August 4, 2026, the Board of Governors of the Federal Reserve System (Board) published in the Federal Register a proposal that would update Regulation O, the Board's rule governing loans by member banks to their insiders and insiders of their affiliates. The proposal provided for a comment period ending on October 5, 2026. The Board is extending the comment period for 30 days, until November 4, 2026.
Read the original on FederalRegister.gov →Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
Official abstract: The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to extend for three years, with revision, the Applications for Employment with the Board of Governors of the Federal Reserve System (FR 28; OMB No. 7100-0181).
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Enhanced Transparency and Public Accountability of the Supervisory Stress Test Models and Scenarios; Modifications to the Capital Planning and Stress Capital Buffer Requirement Rule, Enhanced Prudential Standards Rule, and Regulation LL
Official abstract: The Board of Governors of the Federal Reserve System (Board) has adopted final amendments to Regulations Y, LL, and YY to enhance the transparency and public accountability of the Board's stress testing framework. The Board is also finalizing amendments to the Policy Statement on the Scenario Design Framework for Stress Testing and the Stress Testing Policy Statement. The Board is also announcing that it is finalizing models for the 2027 stress test and proposing for public input additional changes to the stress test models for the 2027 stress test. Finally, the Board is finalizing changes to the stress test data collection (FR Y-14A/Q/M).
Read the original on FederalRegister.gov →Modifications to the Capital Plan Rule and Stress Capital Buffer Requirement
Official abstract: The Board is adopting a final rule to amend the calculation of the Board's stress capital buffer requirement applicable to certain large bank holding companies, savings and loan holding companies, U.S. intermediate holding companies of foreign banking organizations, and nonbank financial companies supervised by the Board to reduce the volatility of the stress capital buffer requirement. The final rule uses the average of the maximum common equity tier 1 capital ratio declines projected in each of the Board's prior two annual supervisory stress tests to inform a firm's stress capital buffer requirement. The final rule also extends the annual effective date of the stress capital buffer requirement by one quarter, to January 1, to provide additional time for firms to comply with the requirement. In addition, the Board is adopting changes to the FR Y-14A/Q/M reports to collect additional net income data that would improve the accuracy of the stress capital buffer requirement calculation. The final rule also amends the Stress Testing Policy Statement to remove the phase-in of highly material supervisory model changes.
Read the original on FederalRegister.gov →Request for Comment on Model Changes for the Board's 2027 Supervisory Stress Test
Official abstract: The Board of Governors of the Federal Reserve System (Board) invites public input on proposed model changes for the Board's 2027 supervisory stress test, and invites comment on proposed changes to the FR Y-14A/Q/M reports that would facilitate future model development and improve the risk capture of the stress test.
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company; Withdrawal
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Savings and Loan Holding Company
Read the original on FederalRegister.gov →Regulation D: Reserve Requirements of Depository Institutions
Official abstract: The Board of Governors of the Federal Reserve System ("Board") has adopted final amendments to its Regulation D to revise the rate of interest paid on balances ("IORB") maintained at Federal Reserve Banks by or on behalf of eligible institutions. The final amendments specify that IORB is 3.90 percent, a 0.25 percentage point increase from its prior level. The amendment is intended to enhance the role of IORB in maintaining the federal funds rate in the target range established by the Federal Open Market Committee ("FOMC" or "Committee").
Read the original on FederalRegister.gov →Regulation A: Extensions of Credit by Federal Reserve Banks
Official abstract: The Board of Governors of the Federal Reserve System ("Board") has adopted final amendments to its Regulation A to reflect the Board's approval of an increase in the rate for primary credit at each Federal Reserve Bank. The secondary credit rate at each Reserve Bank automatically increased by formula as a result of the Board's primary credit rate action.
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Application Procedures for Board-Supervised Insured Depository Institutions Seeking Approval for a Subsidiary To Issue Payment Stablecoins
Official abstract: The Board of Governors of the Federal Reserve System (Board) proposes to issue regulations that would establish procedures to be followed by an insured State member bank that seeks to obtain Board approval for a subsidiary to issue payment stablecoins pursuant to the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act).
Read the original on FederalRegister.gov →Implementing the Federal Reserve Board's Responsibilities Under the GENIUS Act
Official abstract: The Board of Governors of the Federal Reserve System (Board) proposes to issue regulations to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) with respect to Board-supervised permitted payment stablecoin issuers (PPSIs) and certain other entities that are subject to the Board's jurisdiction. In addition, the Board proposes to issue regulations to implement the prohibition on tying in section 4(a)(8) of the GENIUS Act, which is applicable generally to all PPSIs.
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Notice of Proposals to Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Proposed Third-Party Risk Management Guidance
Treasury Department, Comptroller of the Currency, Federal Reserve System, Federal Deposit Insurance Corporation, National Credit Union Administration
Official abstract: The OCC, Board, FDIC, and NCUA (collectively, the agencies) invite comments on this proposed third-party risk management guidance. The proposed guidance would reflect the agencies' supervisory experience and lessons learned through examining banking organizations' third-party risk management practices. In particular, the proposed guidance would discuss the potential benefits that may accrue when a banking organization aligns its third-party risk management practices in relation to the reasonably assessed risk levels specific to each of its third-party relationships. This approach may assist banking organizations in the prioritization of third-party risk management based on material financial risks, compliance with laws and regulations, and resource allocation. The proposed guidance also would help banking organizations consider potential strategies for tailoring their third-party risk management practices according to the banking organization's size, complexity, and risk profile, as well as the nature of its third-party relationships. The agencies plan to rescind and replace existing guidance on third-party risk management to promote consistency and innovation in the banking industry.
Read the original on FederalRegister.gov →Proposed Third-Party Risk Management Guide for Traditional Community Banking Organizations
Official abstract: The Board invites comment on a proposed guide for traditional community banking organizations on managing risks associated with third-party relationships. The proposed guide would reflect the Board's supervisory experience and lessons learned through examining community banking organizations' third-party risk management practices. In particular, the proposed guide would discuss the key risks faced by traditional community banking organizations in their third-party relationships in general and in relation to particular categories of third-party relationships most common to traditional community banking organizations.
Read the original on FederalRegister.gov →Expanded Examination Cycle for Certain Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks
Treasury Department, Comptroller of the Currency, Federal Reserve System, Federal Deposit Insurance Corporation
Official abstract: The OCC, Board, and FDIC (collectively, the Agencies) are jointly issuing and requesting public comment on an interim final rule to implement section 903 of the 21st Century ROAD to Housing Act. The interim final rule raises the asset threshold for certain supervised institutions with less than $6 billion in total assets to qualify for an 18-month on-site examination cycle. The interim final rule also makes parallel changes to the Agencies' regulations governing the on- site examination cycle for U.S. branches and agencies of foreign banks, consistent with the International Banking Act of 1978 (IBA).
Read the original on FederalRegister.gov →Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Bank Holding Companies
Official abstract: The Board is inviting public comment on proposed amendments to Regulation O, which governs loans by member banks to their insiders and insiders of their affiliates. The proposed amendments would update and modernize the regulation, increase transparency by clarifying requirements and incorporating existing interpretations, and promote efficiency by reducing regulatory burden. The proposed amendments also would incorporate existing statutory requirements that are not currently reflected in the regulation. Moreover, the proposed amendments would update several outdated dollar-based thresholds in Regulation O and index these thresholds going forward. In addition, the proposed amendments would address the application of Regulation O to member banks that lend to companies that are presumed to be controlled by large asset management companies through passive investment funds. Finally, the proposed amendments would revise and reorganize the regulation to streamline the text and make it more accessible.
Read the original on FederalRegister.gov →Regulatory Modernization and Relief for Mutual Holding Companies
Official abstract: The Board invites comment on a notice of proposed rulemaking (proposal) to modernize the regulatory framework applicable to mutual holding companies (MHCs), primarily through proposed revisions to Regulation MM (12 CFR part 239), which governs the formation, operations, activities, and conversion of savings and loan holding companies in mutual form. The proposal would amend Regulation MM by, among other things, eliminating certain dividend waiver requirements, reducing burden associated with conversions from mutual-to-stock form, revising certain post-conversion restrictions, eliminating the requirement that subsidiary holding companies of MHCs obtain federal charters, and revising and clarifying other provisions of the regulation. The proposal also would amend the capital rule (12 CFR part 217) to clarify that certain mutual capital instruments may qualify as regulatory capital and to codify model term sheets for mutual capital certificates as appendices to the regulation.
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Change in Bank Control Notices; Acquisitions of Shares of a Bank or Bank Holding Company
Read the original on FederalRegister.gov →Notice of Proposals To Engage in or To Acquire Companies Engaged in Permissible Nonbanking Activities
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Inflation Adjustments for Civil Money Penalties
Official abstract: The Board of Governors of the Federal Reserve System (the "Board") is providing notice that pursuant to the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 the Board's civil money penalty ("CMP") amounts will not increase for 2026.
Read the original on FederalRegister.gov →Anti-Money Laundering and Countering the Financing of Terrorism Programs
Official abstract: The Board of Governors of the Federal Reserve System (the Board) is inviting comment on a proposed rule that would require its supervised banks to establish and maintain effective anti-money laundering and countering the financing of terrorism (AML/CFT) programs reasonably designed to identify, assess, and mitigate risks of illicit finance. Among other changes, this proposed rule would ensure that Board-supervised banks establish and maintain effective AML/CFT programs that are intended to better achieve the purposes of the Bank Secrecy Act (BSA), culminating in the development of highly useful information related to illicit financial transactions for law enforcement and national security agencies. The amendments are intended to align with changes to AML/CFT program requirements proposed by the Financial Crimes Enforcement Network (FinCEN) to implement provisions of the Anti-Money Laundering Act of 2020 (AML Act) and corresponding changes proposed by the Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and the National Credit Union Administration (NCUA) (collectively, "the Agencies") on April 10, 2026.
Read the original on FederalRegister.gov →Proposed Agency Information Collection Activities; Comment Request
Official abstract: The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Survey of Household Economics and Decisionmaking (FR 3077; OMB No. 7100-0374).
Read the original on FederalRegister.gov →Proposed Agency Information Collection Activities; Comment Request
Official abstract: The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Consumer and Stakeholder Surveys (FR 3073; OMB No. 7100- 0359).
Read the original on FederalRegister.gov →Proposed Agency Information Collection Activities; Comment Request
Official abstract: The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, with revision, the Ongoing Intermittent Survey of Households (FR 3016; OMB No. 7100- 0150).
Read the original on FederalRegister.gov →Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
Official abstract: The Board of Governors of the Federal Reserve System (Board) is adopting a proposal to three years, with revision, the Census of Finance Companies and Other Lenders and Survey of Finance Companies (FR 3033p and FR 3033s; OMB No. 7100-0277).
Read the original on FederalRegister.gov →Formations of, Acquisitions by, and Mergers of Bank Holding Companies
Read the original on FederalRegister.gov →Proposed Agency Information Collection Activities; Comment Request
Official abstract: The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, without revision, the Consumer Financial Protection Bureau's (CFPB) Regulation DD (CFPB DD; OMB No. 7100-0271).
Read the original on FederalRegister.gov →Proposed Agency Information Collection Activities; Comment Request
Official abstract: The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, with revision, the Ad Hoc Clearance for Board-Wide Use (FR 3100; OMB No. 7100-0385).
Read the original on FederalRegister.gov →Proposed Agency Information Collection Activities; Comment Request
Official abstract: The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, with revision, the Domestic Finance Company Report of Consolidated Assets and Liabilities (FR 2248; OMB No. 7100-0005).
Read the original on FederalRegister.gov →Proposed Agency Information Collection Activities; Comment Request
Official abstract: The Board of Governors of the Federal Reserve System (Board) invites comment on a proposal to extend for three years, with revision, the Applications for Employment with the Board of Governors of the Federal Reserve System (FR 28; OMB No. 7100-0181).
Read the original on FederalRegister.gov →